Try to Offer Advice or Support Instead of Criticism While younger generations are often criticized for their lack of financial literacy, getting into debt can…
Get to Work – As Much as You Can Did you know almost half of Canada’s post-secondary students take on student loan debt? And then pay for additional, nice-to-have lifestyle expenses on their credit cards?…
Does a Consumer Proposal Affect My Credit Score? Yes, filing a consumer proposal will affect your credit score. Your score reflects your past payment history, and entering a consumer proposal signals to lenders that you were unable to meet your original repayment terms. That said, many people who consider a…
By Julie Jaggernath If you’ve been spending your time shoveling snow recently, try using it as a chance to think about what money management tips you can learn from the winter weather that has hit many parts of Canada and the USA. While it’s easy to grumble about the inconvenience…
2. Coaching and Tutoring Take stock of your areas of expertise – maybe you speak a second language or solving math equations comes naturally to you. Make use of your knowledge about a certain topic and tutor students – or adults – who need to brush up on the subject. …
How Long Does Collections Stay on My Credit Report? Also keep in mind that just because a lender or agency loses the ability to pursue you legally for a debt, the debt doesn’t automatically disappear. The debt will remain on your credit reports for 6-7 years from the date of…
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